Do not be scared, as no one can hack you as easy as you are making it out to be.
The only thing you have to do, is make sure your cautious and aware of all your actions:
1. Never give out your password to anyone. This includes friends, family, whatever. I've seen countless accounts being stolen or hacked because of people giving out their password.
2. Do not trust any email that is sent to you about DBO as they are fake. Wasabii never sends emails to people only unless you contact them directly.
3. Always use the main wasabii website which is
http://www.wasabii.com.tw/ There are a lot of fake websites out there, and do not use them or trust them.
If you follow this then you will have nothing to fear. Most of the time, you will find people will have been "hacked" or "scammed" because it was their own fault as they were careless.