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Definitely not. If you decide to use their card anyways, don't drop the soap.
There's no such thing as good or bad karma. In life, shit happens. Some shit is good, some shit is bad. Whether or not you've done something wrong has nothing to do with it.
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Doing bad stuff can still come back and bite you in the rear, though, and vice-versa. Not because of some mystical force of karma, but because of revenge and gratitude... and in this case, the law.
Either way, charging your usage to someone else's credit card is illegal, so I wouldn't recommend it for obvious reasons.