Do you need a full account with a phone number and address to be able to use something like paypal to spend real money? And does anyone have an idea, at least a rough one, on the exchange rate? Like how many points one u.s.d. will get you?

Not needed full account now but only paypal.

I just can not get my paypal to connect... but it keeps trying to make me fill out a full account, and it's not seaming to work for me.

Edit: Oh it only wanted 1 phone number.